Discounted Loan Rate

discounted loan sale

LOAN RATE – Reduced from 9% (apr 9.41%) to 6.9% (apr 7.12%)


New Loans Only

Rate Guarantee – The offered rate will remain in place for duration of term of any qualifying loan

Large loans – €25,000 and over

Reduced Rate – from 9% to 6.9%

No Penalties – for making lump sum repayments

No Fees – No documentation or administration fees.



*A loan of €50,000 at 6.9% (7.12% APR) repayable over 10 years would have 120 monthly repayments of €578.10 per month. Total amount repayable is €69,364.50. Total cost of credit is €19,364.50.
Figures correct as at 24/7/19


Loan Calculator

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Loan Summary

  • Every Week Total Total Interest Payable
  • Every 2 Weeks Total Total Interest Payable
  • Every Month Total Total Interest Payable
  • Terms & Conditions Apply: Whilst every care has been made in the production of this document, the Credit Union, or its staff, cannot be held responsible for any omissions, errors or other mistakes made herein. This document is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing.

Terms & Conditions – New Loan Sale applies to the following:

· New Loans for €25,000 and over.
· Top Up loans excluded.
· Sale for 3 months only – August, September and October 2019
· Rate Guarantee – the offered rate will remain in place for duration of term of any qualifying loan.

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Purpose – including the following:

· Home Improvements (attic conversions, kitchen, extension, garden renovations)
· Cars
· Personal Loans
· Weddings
· Education
· Sports and Hobbies


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