Loan Application Process
How to Apply for a loan with Carlow Credit Union!
Become a Member
Join Carlow Credit Union and avail of numerous tailored benefits, outstanding cumstomer service and amazing community
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our online calculator.
Apply for Loan Online
Start your application: You can apply for a loan with us online, over the phone or in person at any of our offices.
Sit back and relax!
The decisions are made quickly on loan applications and we can transfer the money directly to your bank account.
Apply for a loan with interest rates that suit you!
Maximum Loan Term :
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Rate of interest - APR
Total Cost of Credit
Our minimum loan is €500 and the most you can borrow with us is €140,000. Savings may be required as collateral depending on the amount you wish to borrow.
You can apply for a loan today even if you never saved with us in the past!
Members subject to PAYE must submit 1 recent payslip, dated within the last 2 months which shows cumulative Gross Pay and Taxation Balances OR must submit 3 months bank statements where the most recent salary transaction is dated within 2 months of the date of application.
Self Employed Members must submit a copy of the most recent Balancing Statement from the Revenue Commissioners or relevant tax authority
Members on social welfare payments must submit the 1 most recent social welfare slip which must be dated within the last 2 months of the date of application OR must submit 3 months bank statements where the most recent social welfare transactions are dated within the last 2 months of the date of application.