Save With Your Credit Union

Start saving with a financial institution that puts you first every step of the way. At Carlow Credit Union, you are not just another customer but rather a valued member of our organisation.

Benefits of Saving With Us

You’re not just a customer, you’re a member of a successful financial co-operative

Savings balances available to you to withdraw on demand.

Surplus funds are returned to the members.

Nomination facility available to members.

Free life cover on savings.

There are no transaction charges or fees.

Standing order facility available for your convenience.

Manage your finances with our online services.

Become a shareholder of our credit union.

FREE Life Savings Insurance

This is the life insurance cover we take out for all eligible members as an additional incentive for members to save regularly and maintain their savings. There is no direct cost to members. The insurance is paid in addition to the savings you hold at the time of your death. The amount depends on the member’s age, how much you have saved over the years, and other terms and conditions.

Share Account

Share Accounts are the most flexible way to save. You can save any amount you like, as often as you like, and deposit money into your account through your local office, online or via standing order. Savings can be withdrawn at any time, although to ensure your dividend, it’s best to keep your shares intact. The maximum savings balance per individual member is €100,000.

Deposit Account

Deposit Accounts are no longer available to new members. For existing deposit account holders, the maximum amount you can currently save between a share and deposit account is €100,000.

There are no transaction charges on saving (or loan) accounts.

Yes, we will take note of your savings history. When you are in the habit of saving regularly, you will find paying back a loan easier.

You can save up to €100,000 with an adult share account.

More FAQs